Beware, be safe, it’s very real!

Cyber crime happens, identity theft happens, hacking happens, cyber trolling & stalking happen!

Our news broadcasted yet another cyber crime situation & a warning to watch cyber scams & online identity theft targeting online accounts.

Today I’m sharing the unpleasant incident I experienced, personally…

So grab your favorite cuppa, treat & comfy spot to join me in a time of tea & reflection my friend.

I have a cup of French Lady Grey tea with a warm slice of buttery date loaf, delicious!

I was enjoying time with a friend when my mobile phone rang, it was an unfamiliar number & as I was busy I let it go to message bank.

But when I checked later there was no message…hmmm!

Then the number called again the following day however I was in the middle of something, so I hoped this time a message would be left.

But hot on its heels came a text message which I checked when I was finally free to do so, it was from my bank asking me to please call them urgently.

So I phoned my bank on the number that I looked up in the phone book rather then the one attached to the text message, just to be safe.

I gave my details when asked & was then transferred to the cyber security department…huh?…Cyber Security Department? What was this all about?

The bank official on the other end, after checking my details with me for the second time, asked me the following strange question,

“Jennifer, are you in Australia at the moment?”

“Yes,” I replied.

She continued,

“Have you been in Australia for the past week?”

“Yes,” I replied.

Then it was my turn to ask what this was all about?

neon signage

In answer, she explained that my credit card number & details had been used to pay the accommodation & meal costs for two people staying for a few days at a very expensive Hotel in the UK…totaling £3,000!

I was flabbergasted…

I did a quick calculation that meant almost $A5,500 had been added to my credit card account! Gulp!

My credit card details apparently had been stolen without my knowledge & being used to pay for a criminal’s expensive holiday weekend!!

My thoughts were speeding now, hold on I thought, my credit card is still safely in my purse here at home! How can this be?

My next question was, how on earth did they get it?

I am extremely careful using only secure & legitimate online sites for purchases.

I was informed that this happens often & is a cyber hacking theft!

Of course you know my following question,

“Will I have to pay that amount on my account now?”

I waited with abated breath for her to answer, my heart thumping as I had recently had to stop work because of my chronic health conditions.

“No, your credit card is protected with us, we will proceed from here & hand it to the Dept. of Cyber Crime & Federal law enforcement but we will close this account!

We had put a security stop on it as soon as it’s international activity had been flagged, until we had verified with you your whereabouts.

We will issue you with a new credit card,” she explained. Then we said our goodbyes & hung up.

Phew! I was so relieved I wouldn’t have to pay all that money!

But this left me very wary & extremely cautious of my security in cyberspace.

Both in my professional & personal life I have experienced incidents of stalking.

These experiences are extremely unpleasant & very disturbing.

But having my personal credit card details stolen in cyberspace & used was just as disturbing!

“…Be on the alert. Your adversary, the evil one, prowls about like a hungry lion, seeking someone to devour.”

1 Peter 5:8

Until next time,


You’re most welcome to join me in The Reading Nook

© 2019 Jennifer M. Ross, All Rights Reserved. Photos on

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30 thoughts on “Beware, be safe, it’s very real!

Add yours

  1. Oh no! I’m so sorry that happened to you. That can feel scary and also violating. Praying for peace as you walk out the aftermath of that.

    Liked by 1 person

  2. It just so happens that my day job is a fraud analyst for global corporation. In my job it doesn’t matter how they got your information. My job is to figure out if it was really you making the purchase. I have an NDA that doesn’t allow me to talk about how I do my job but I can tell anyone who has been a victim about the Release Of Funds request.
    If your bank is slow about putting money back into the account ( more than one week) then the merchant can send a fax or an email with certain codes that acknowledge that the money was returned. It’s still up to bank to do the right thing and make the money available to you but it helps.

    Liked by 1 person

  3. My worst experience was being hounded by debt collectors for a mobile phone bought across the country from me. The company wanted to know why I hadn’t filed a police report. Of course I didn’t know it had been stolen! Finally I did get the fraud people to investigate and the hounding stopped.

    Liked by 1 person

  4. How awful, Jennifer! I’m so glad that it was flagged and you were not held responsible for someone’s “very expensive holiday weekend!” Thanks for directing us to this other resource as well. I’ll check it out!

    Liked by 1 person

  5. ‘A warm slice of buttery date loaf’ is sounding mighty appetizing right about now, Jennifer!

    I’ve been hit recently by how intrusive all this online stuff is, how dangerous, obnoxious, and soul-draining. Your experience is another reason why.

    Liked by 1 person

  6. I have had it happen a few times – not to the tune of $3,000 though. First time, it was $500. Next time the thieves they charged several items that were between $20 and $30. I think they were hoping I wouldn’t notice since their charges didn’t really stand out like a big charge would. Last time someone bought pans.

    Anyway, I hate to say it, but after it happens a few times, it’s no longer alarming, just inconvenient.

    Liked by 1 person

  7. Jennifer, you were so smart to call your bank using the number you looked up, rather than the one on your phone. I am so glad that you are not responsible for paying the bills that were run up with your stolen information. A similar thing happened to us. Someone charged up what looked like thousands of dollars in Korea on our credit card. Luckily, it was thousands of yuan (the Korean currency), which translated into about $20. We weren’t liable for that either, but we had the headache of getting a new card. Thank you for the link.

    Liked by 1 person

  8. It’s important to keep your security up to par as criminals are always developing new ways to try and con innocent people. It’s such a shame these things happen, best to be vigilant. Thanks so much for the article it always helps to read inspiring posts in relation to my blog.

    Liked by 1 person

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